In Florida, all car accident cases come under Florida's PIP or no-fault law. Dealing with medical expenses after being injured in a car accident can be stressful. When you are suffering from potentially serious or even life-threatening injuries, the last thing you want to worry about is the financial burden that follows a car accident. Even if your injuries are minor, they may still require expensive treatments that you can’t afford.
In these situations, it’s helpful to understand your rights and what will or will not be covered by insurance. In some states, if you are the victim, you can file a claim against the at-fault party’s insurance company for compensation to help cover costs related to the accident. However, in other states, like Florida, they have “no-fault” laws that require you to seek compensation through your own insurance company’s no-fault coverage, regardless of who was at fault for the accident.